Phishing, skimming, common scams, credit freezes, and protecting accounts.
40 cards · basic cards · AI-written, checked twice. Edit anything.
- What is phishing?
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Fraudulent attempts to trick you into sharing personal or financial information by impersonating trustworthy organizations.- Red flags in suspicious emails:
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Misspelled sender address, urgent language, requests to verify passwords or account info, suspicious links or attachments.- You clicked a phishing link. What do you do?
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Do not enter any information. Change your password immediately and monitor your accounts. Check your credit report.- What is smishing?
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Phishing attacks carried out via text messages (SMS) asking you to click links or reply with personal information.- What is vishing?
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Phishing attacks done over the phone where someone calls pretending to be from your bank or a company to get personal information.- What is skimming?
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Using a hidden device to illegally capture credit card information from card readers at ATMs, gas pumps, or stores.- Where are skimming devices typically found?
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ATM card slots, gas pump card readers, checkout counters in stores, and parking meters.- How to protect yourself from skimming:
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Use ATMs in well-lit secure locations, check the card slot before inserting your card, use contactless or chip payment when possible.- What is a romance scam?
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A fraudster builds a fake romantic relationship online to gain trust and eventually asks for money or personal information.- Red flags in online dating relationships:
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Person quickly professes love, avoids video calls, claims to be in trouble and needs money, or asks to move conversations off the platform.- What is a tech support scam?
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Fraudsters pose as technical support claiming your device has malware and trick you into paying for fake software or access to your computer.- What is an IRS scam?
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Scammers impersonate IRS agents claiming you owe back taxes and threatening arrest to pressure you into sending money.- What is a lottery scam?
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Fraudsters tell you that you won a lottery you never entered and ask for money upfront to claim your prize.- What is an advance fee scam?
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Scammers ask you to pay fees upfront to receive promised money, prizes, or loans that never materialize.- What is a credit freeze?
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A restriction that prevents creditors from viewing your credit report, making it harder for identity thieves to open accounts in your name.
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