Remote online notarization technology requirements, identity verification methods, and electronic journal concepts.
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- What does RON stand for?
- Remote Online Notarization
- What is a knowledge-based question (KBQ) in RON identity verification?
- Questions about personal information that only the signer would know, such as details from credit history or public records
- What type of connection must exist between the notary and signer during RON?
- A live, synchronous audio and video connection allowing both parties to see and hear each other in real time
- What is an electronic journal in RON?
- A digital record maintained by the notary documenting each notarization, including date, time, signer identity, documents notarized, and verification methods used
- What encryption standard is typically required for RON communications?
- End-to-end encryption or at minimum industry-standard TLS encryption for protecting data in transit
- How is a government-issued ID used to verify identity in RON?
- The notary compares information from the ID with details the signer provides and visually confirms the ID matches the person on camera
- What camera requirements exist for RON sessions?
- A camera that clearly shows the signer's face, hands, and the document being notarized throughout the session
- How long must a notary retain an electronic journal?
- At least seven years from the date of the notarization
- What must a notary verify before the signer electronically signs a document?
- The signer's identity through approved verification methods such as government ID, knowledge-based questions, or database searches
- What internet connection quality is needed for RON?
- A stable, reliable connection capable of supporting high-quality audio and video without significant lag or dropout
- What is a database search method in RON identity verification?
- Checking the signer's identifying information against public or commercial databases to confirm their identity and address
- What minimum details must be recorded in an electronic journal entry?
- Date, time, signer name, type of document, identifying information reviewed, notary action taken, and notary signature or initial
- May a RON session be recorded as part of the electronic record?
- Yes, if permitted by state law and the recording is securely stored and maintained as part of the electronic journal
- What is third-party custody in a RON platform?
- A neutral third party that maintains and protects the documents and electronic records during the notarization process, ensuring chain of custody
- Why do RON systems often combine multiple identity verification methods?
- To reduce fraud risk by requiring multiple forms of verification that would be difficult for an imposter to fake together