Finance · CFA Level 1

CFA Level 1: Fixed Income

Bond pricing, yield measures, and duration and convexity concepts tested on CFA Level 1.

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What is par value (or face value) of a bond?
The amount the bond issuer promises to repay at maturity.
What is a coupon rate on a bond?
The fixed annual interest rate applied to the par value, paid to the bondholder.
What is the coupon payment frequency that most US corporate bonds use?
Semiannual (twice per year).
What does it mean when a bond trades at a discount?
Its price is below par value.
What does it mean when a bond trades at a premium?
Its price is above par value.
Define yield to maturity (YTM).
The discount rate that equates the present value of all future cash flows to the current bond price.
What is current yield?
Annual coupon payment divided by current bond price.
How does current yield relate to YTM for a bond trading at a discount?
Current yield is lower than YTM.
How does current yield relate to YTM for a bond trading at a premium?
Current yield is higher than YTM.
What is a spot rate in the context of fixed income?
The yield to maturity on a zero-coupon bond of a specific maturity.
Define Macaulay duration.
The weighted average time to receive a bond's cash flows, where weights are present values of those cash flows.
What is modified duration?
Macaulay duration divided by (1 plus yield per period); it approximates the percentage price change for a 100 basis point change in yield.
How does a zero-coupon bond's duration relate to its maturity?
They are equal; the duration equals the maturity in years.
What is the relationship between coupon rate and duration?
Higher coupon rates result in shorter durations.
What is the relationship between yield level and duration?
Higher yields result in shorter durations.

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