Finance · Series 66

Series 66 Terms

Combined investment adviser and securities agent law concepts tested on the Series 66 exam.

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Under the Investment Advisers Act of 1940, what three elements define an investment adviser?
Compensation, being in the business of advising, and giving advice about securities
What is the de minimis exemption from state investment adviser registration?
No place of business in the state and fewer than 6 retail clients there in the past 12 months
What AUM threshold generally requires an investment adviser to register with the SEC instead of the states?
$100 million or more in assets under management
Who administers the Uniform Securities Act within each state?
The state Administrator
Under the Uniform Securities Act, what is an agent?
An individual who represents a broker-dealer or issuer in effecting securities transactions
Which two types of firms are excluded from the definition of broker-dealer under the USA?
Banks and savings institutions
Lawyers, accountants, teachers, and engineers are excluded from the definition of investment adviser when their advice about securities is only ____ to their profession.
incidental
What is an investment adviser representative (IAR)?
An individual who works for an investment adviser and gives advice, manages accounts, or solicits advisory business
What are the two components of an investment adviser's fiduciary duty?
Duty of care and duty of loyalty
What document is commonly called an adviser's brochure?
Form ADV Part 2
When must an adviser deliver its brochure if it is given less than 48 hours before entering the contract?
The client gets 5 business days to terminate the contract without penalty
What does custody mean for an investment adviser?
Holding client funds or securities, or having authority to withdraw them
Where must an adviser with custody keep client funds and securities?
With a qualified custodian
What extra requirement applies to most advisers who have custody of client assets?
An annual surprise audit by an independent public accountant
What financial requirement can a state-registered adviser meet instead of maintaining minimum net worth?
Posting a surety bond

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